Bank of America (BAC) Stock Price, Fundamentals & Analysis

What BAC does

Bank of America (BAC) is a US stock in the Financial Services sector, specifically the Banks – Diversified industry, headquartered in Charlotte, United States. It operates through four segments — Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets — offering products ranging from checking and savings accounts, credit and debit cards, and mortgages, to commercial lending, trade finance, and investment management services. With 211,000 employees, it is one of the largest banking institutions in the country and a component of the S&P 500.

Key numbers explained

• The current price is 56 USD, down 0.36% today.
• The trailing P/E ratio of 12.9 shows how much investors pay per dollar of the last 12 months’ earnings; a lower figure can suggest relative value, while the forward P/E ratio of 10.6 uses expected future earnings.
• The dividend yield of 2.28% represents the annual dividend as a percentage of the share price, with an ex-dividend date of 4 Sept. 2026.
• The beta of 1.16 indicates the stock tends to move about 16% more than the overall market.
• The 52-week range of 46.12 – 65.23 USD shows the lowest and highest traded prices in the past year, with the current price sitting below the midpoint.
• The price-to-book ratio of 1.42 compares the market price to the company’s book value per share.
• The return on equity of 11.2% measures how effectively the company generates profit from shareholders’ equity.

Recent news

Recent headlines highlight that Darden’s sales momentum is strengthening despite a broader casual-dining slowdown, and that a hawkish Fed environment is framed as bad news for borrowers but good news for this bank. Other stories note that Micron keeps analysts bullish as memory demand strengthens, and that Bank of America plans to double its AI budget next year.

What to watch

Investors typically monitor interest-rate movements, as banks often benefit from wider net interest margins when rates rise, while regulatory changes and credit-quality trends in lending portfolios can also matter. For peers, U.S. Bancorp (USB), Capital One (COF), and JPMorgan Chase (JPM) offer comparison points on valuation and yield. Broader financial-sector dynamics, including asset-management flows and capital-return policies, are also relevant to BAC’s outlook.