Capital One (COF) Stock Price, Fundamentals & Analysis

What COF does

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts, and offers credit and debit card products, bank lending, and advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One is part of the S&P 500.

Key numbers explained

• The price of 196.1 USD is the most recent trading price of one share.
• The trailing P/E ratio of 11 shows how much investors pay per dollar of the company's last 12 months of earnings.
• The forward P/E ratio of 8.1 uses expected future earnings, often giving a sense of how the market views the next 12 months.
• The dividend yield of 1.6% tells you the annual cash payout relative to the current share price.
• The ex-dividend date of Aug 17, 2026 is the cutoff to own the stock and receive the next dividend payment.
• The beta of 1.02 indicates the stock's price tends to move roughly in line with the overall market.
• The price-to-book ratio of 1.17 compares the market price to the company's book value per share.
• The return on equity of 9% measures how effectively the company generates profit from shareholders' equity.

Recent news

Recent headlines mention Bird.com securing $450m financing for communications infrastructure for AI agents, with JPMorgan Chase leading the debt financing. Other stories note that U.S. card issuers' delinquencies and NCOs rose sequentially in August, and banks are warning that AI shopping agents are outpacing fraud protections.

What to watch

For a stock like Capital One, investors typically monitor interest rate movements, consumer credit trends, and loan delinquency rates, as these directly affect lending revenue and credit losses. Regulatory changes in banking and data privacy can also impact operations. Broader market conditions, including the performance of peers such as U.S. Bancorp (USB), Northern Trust (NTRS), and American Express (AXP), may provide context for the sector's direction.