Citizens Financial Group (CFG) Stock Price, Fundamentals & Analysis

What CFG does

Citizens Financial Group (CFG) operates as a bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending, credit cards, business loans, and wealth management services, as well as education and point-of-sale finance loans; it serves customers through telephone service centres, online and mobile platforms. The Commercial Banking segment provides lending and leasing, deposit and treasury management, foreign exchange, interest rate and commodity risk management, syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services.

Key numbers explained

• 64.61 USD is the current share price, the latest traded level for CFG.
• The trailing P/E ratio of 14.1 shows how much investors pay per dollar of the last 12 months' earnings; a lower figure can suggest a cheaper valuation relative to recent earnings.
• The forward P/E ratio of 9.9 uses expected future earnings and is often read as a gauge of how the market prices in growth.
• 4.59 USD is the earnings per share (EPS) for the trailing 12 months, representing the portion of profit allocated to each share.
• The dividend yield of 2.81% tells you the annual dividend payment as a percentage of the current share price.
• The ex-dividend date of Jul 30, 2026 is the cutoff: buyers on or after this date do not receive the next dividend.
• 39% of earnings is paid out as dividends, a measure of how much profit the company returns to shareholders.
• 1 is the beta, meaning CFG's share price has historically moved roughly in line with the overall market.
• 27.21B USD is the market capitalisation, the total market value of all outstanding shares.
• The 52-week range of 47.96 – 75.33 shows the lowest and highest traded prices over the past year.
• 14.7% year-over-year revenue growth indicates how quickly top-line sales have expanded recently.
• 26.1% profit margin and 35.1% operating margin measure how much of each revenue dollar remains as profit after costs and operating expenses.
• 8.3% return on equity (ROE) indicates how effectively the company generates profit from shareholders' equity.
• 1.13 price-to-book compares the share price to the company's book value per share.

Recent news

Recent headlines suggest investors are asking whether CFG is outperforming the financial sector, while other articles note that regional bank stocks such as Huntington Bancshares (HBAN) are under pressure on outlook cuts. The broader set of headlines also highlights that several regional banks, including Citizens Financial Group, are falling, and some pieces examine what to watch if the Federal Reserve keeps rates higher for longer.

What to watch

• Interest rate movements, because regional banks like CFG typically benefit when rates support net interest income but can face headwinds if rates fall.
• Loan growth and credit quality, which directly affect revenue and expense trends for banks.
• Regulatory and capital requirements, which can influence how much a bank can lend and return to shareholders.
• Competitive positioning within the regional banking landscape, including peers such as Huntington Bancshares (HBAN), Morgan Stanley (MS), Citigroup (C), Arch Capital Group (ACGL), FactSet (FDS), Willis Towers Watson (WTW), Travelers Companies (The) (TRV), and others in the S&P 500.

FAQ

Q: Does CFG pay a dividend? A: Yes, Citizens Financial Group pays a dividend with a yield of 2.81%, and 39% of earnings is paid out as dividends.

Q: What is the CFG P/E ratio? A: The trailing P/E ratio is 14.1, while the forward P/E ratio based on expected earnings is 9.9.

Q: Where can I buy CFG? A: CFG trades on the US market as a stock; you can buy it through any broker that offers access to US-listed equities.

Q: What is Citizens Financial Group's market cap? A: Citizens Financial Group has a market capitalisation of 27.21 billion USD.

Q: What sector and industry is CFG in? A: CFG operates in the Financial Services sector, within the Banks - Regional industry.

Q: When is the next earnings release? A: The next earnings date is Oct 16, 2026.