Erste Group Bank AG (EBS) Stock Price, Fundamentals & Analysis

What EBS does

Erste Group Bank AG (EBS) provides a range of banking and other financial services to retail, corporate, and public sector customers. It offers savings and current accounts, and term deposit products; consumer credit and mortgage lending; commercial real estate, investment loan, acquisition and leveraged finance, project finance, and product neutral financial advice; and factoring, accounts receivable purchasing, working capital finance, and structured trade finance, and ErsteConfirming, a supply chain finance solution. The company also provides interests and FX hedging, letters of credit, documentary collections, and guarantees; cash-management solutions, such as cash pooling, payment transactions, digital banking, payment factory, VIRTUAL.IBAN, and POS-terminals and e-commerce; equity interests and investments, revolving export credit lines, and customer financing. It is listed on the Wiener Börse and is part of the broader Austrian banking landscape alongside peers such as Raiffeisen Bank International AG (RBI), BAWAG Group AG (BG), and Vienna Insurance Group AG (VIG).

Key numbers explained

• 123.1 EUR is the latest price per share, the amount you would pay for one share at this moment.
• +2.24% is today's price change, showing the percentage move relative to the previous close.
• The trailing P/E ratio of 13.8 divides the current price by the last 12 months of earnings per share (8.94 EUR); it indicates how much the market is paying for each euro of recent earnings.
• The forward P/E ratio of 10.9 uses expected future earnings, offering a look at valuation based on what analysts anticipate.
• 47.82B EUR is the market capitalisation, the total value of all outstanding shares, reflecting the company's size in the market.
• The dividend yield of 0.61% shows the annual dividend as a percentage of the share price; the ex-dividend date is Apr 22, 2026, and 8% of trailing earnings is paid out as dividends.
• 0.79 is the beta, a measure of the stock's volatility relative to the market; a value below 1 suggests it tends to move less than the overall market.
• The 52-week range of 81.75 – 126 shows the lowest and highest price over the past year, with the current price near the top of that range.

What to watch

• Earnings releases and guidance, especially around the next earnings date of Oct 30, 2026, can shift sentiment.
• Interest rate movements and the broader economic environment in Central and Eastern Europe, where the bank has significant operations.
• Regulatory changes affecting banks, including capital requirements and consumer lending rules.
• The company's revenue growth of 39.9% year over year and profit margin of 29.1%, which reflect operational performance.
• Peer comparisons with other regional banks and financial services companies listed on the Wiener Börse.