Vienna Insurance Group AG (VIG) Stock Price, Fundamentals & Analysis

What VIG does

Vienna Insurance Group AG (VIG) is a diversified insurance company that provides life, health, and property and casualty insurance products in Austria and internationally. It also offers reinsurance services and sells through direct sales, banks, brokers, and agents. Founded in 1824 and headquartered in Vienna, Austria, VIG is a subsidiary of Wiener Städtische Wechselseitige Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group. The company is listed on the Wiener Börse and is part of the ATX, where it sits alongside peers such as Erste Group Bank AG (EBS), BAWAG Group AG (BG), and Uniqa Insurance Group AG (UQA).

Key numbers explained

• VIG trades at 68,8 EUR, which is the most recent price per share on the Wiener Börse.
• The trailing P/E ratio of 9,2 means the stock price is roughly 9 times the company's last 12 months of earnings per share (7,47 EUR). A lower P/E can suggest the market is pricing in slower growth or higher risk.
• The forward P/E ratio of 8,7 uses expected future earnings, showing a slightly more optimistic view than the trailing figure.
• The dividend yield of 2,51% tells you the annual dividend is about 2.5% of the current share price, paid out of 23% of trailing earnings.
• VIG has a beta of 0,44, meaning it has historically moved about 44% as much as the overall market, which is typical for a stable insurance business.
• The price-to-book ratio of 1,23 indicates the market values the company at a modest premium to its book value.
• With 33,636 employees and 14,4 mld. EUR in trailing 12-month revenue, VIG is a large, established player in the insurance sector.

What to watch

• Insurance stocks are sensitive to interest rates, inflation, and catastrophic events, all of which can affect claims and investment income.
• Regulatory changes in Austria and other European markets can impact product pricing and capital requirements.
• Earnings growth, shown by the 9,2% year-over-year revenue increase, is one factor investors monitor when assessing the company's trajectory.
• The next earnings release is scheduled for Nov 26, 2026, which typically provides updated guidance and outlook.