Uniqa Insurance Group AG (UQA) Stock Price, Fundamentals & Analysis

What UQA does

Uniqa Insurance Group AG (UQA) operates as an insurance company in Austria and Central and Eastern Europe. It is part of the Wiener Börse stocks universe and works through the UNIQA Austria, UNIQA International, and Reinsurance segments. Its product portfolio includes life, health, property, casualty, household, fire, motor vehicle, liability, medical expense, income protection, worker's compensation, marine, aviation, transport, and other insurance services, distributed via sales force, general agencies, brokers, banks, and direct sales. The company was formerly known as UNIQA Versicherungen AG and changed its name to UNIQA Insurance Group AG in July 2013. Founded in 1811 and headquartered in Vienna, Austria, it is a diversified player in the Financial Services sector.

Key numbers explained

• 18,7 EUR is the current share price, the amount you would pay for one share at this moment.
• The trailing P/E ratio of 12,8 compares the price to the last 12 months of earnings; a lower number can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio of 11,4 uses expected future earnings, giving a sense of valuation based on what analysts anticipate.
• 3,85% is the dividend yield, which shows the annual dividend as a percentage of the share price — a measure of cash income relative to the stock's cost.
• The ex-dividend date of Jun 18, 2026 is the cutoff: you must own the stock before this date to receive the next dividend payment.
• 49% of earnings is paid out as dividends, indicating the portion of profit returned to shareholders rather than retained for growth or reserves.
• 0,57 is the beta, a measure of volatility relative to the market; a beta below 1 suggests the stock tends to move less than the broader market.
• 12,2 – 19 is the 52-week price range, showing the lowest and highest traded prices over the past year, with the current price near the upper end.

What to watch

• Sector and regional exposure: as a Central and Eastern European insurance group, UQA can be sensitive to economic cycles, regulatory changes, and currency movements in those markets.
• Earnings and margins: the profit margin of 5,7% and operating margin of 1,4% reflect how much of revenue turns into profit at different stages; changes in these figures can shift investor perception.
• Capital structure: a debt-to-equity ratio of 52,7% indicates the level of debt relative to shareholders' equity, which is a common factor in assessing financial stability.
• Peer context: investors often compare UQA with other insurance names such as Vienna Insurance Group AG (VIG) or QBE Insurance (QBE) to benchmark valuation and performance.
• Earnings calendar: the next earnings release is scheduled for Nov 20, 2026, a date many trackers note for potential volatility around results.