Raiffeisen Bank International AG (RBI) Stock Price, Fundamentals & Analysis

What RBI does

Raiffeisen Bank International AG (RBI) is a bank stock listed on the Wiener Börse that provides banking services to corporate, retail, and institutional customers. It offers cash management, investment and subsidized financing, eSpeedTrack, financing and sustainable solutions, electronic bank account management, reporting and payment, supply chain financing, payment acceptance, factoring solutions, export and trade finance, factoring, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, digital banking, working capital, investment banking, investing, hedging, and investor services to institutional clients and corporate customers in agri food and beverage, mobility, construction and building materials, healthcare and pharmaceuticals, infrastructure and logistics, manufacturing, metals and mining, energy, packaging, real estate, retail, technology, telecom, and utilities industries. It also offers corporate, investment, and retail banking services, such as wealth management services to retail customers and small and medium-sized enterprises.

Key numbers explained

• 64,7 EUR is the current share price, the amount you would pay for one share right now.
• The trailing P/E ratio of 9 means the share price is about 9 times the company's last 12 months of earnings per share (7,17 EUR); a lower P/E can suggest the stock is priced more conservatively relative to recent earnings.
• The forward P/E ratio of 9,8 uses expected future earnings instead of past earnings, giving a sense of how the market values the company's earnings outlook.
• 2,47% is the dividend yield, the annual dividend payment expressed as a percentage of the current share price; it tells income-focused investors how much cash flow they might receive relative to the price they pay.
• The ex-dividend date is 14 apr. 2026, the date after which a buyer is no longer entitled to the next dividend payment.
• 22% of earnings are paid out as dividends, meaning the company retains most of its profit for reinvestment or other purposes.
• 1,27 is the beta, a measure of how much the stock's price tends to move relative to the overall market; a beta above 1 suggests it is more volatile than the market average.
• 111,2% is the price change over the last 52 weeks, showing how the share price has moved from one year ago to today.

What to watch

• RBI is part of the ATX, the main Austrian stock index, so movements in the broader Austrian market can affect its price.
• As a regional bank, RBI's performance is tied to economic conditions in Central and Eastern Europe, where it has significant operations.
• Interest rate changes can influence bank profitability, as they affect lending margins and the cost of deposits.
• Regulatory changes in the banking sector, including capital requirements and fintech competition, can shape future growth.
• Investors often compare RBI with peers such as Erste Group Bank AG (EBS) and BAWAG Group AG (BG) to gauge relative valuation and performance.